Most people are familiar with home inspections that are required when buying or selling a home. But what about a 4-point inspection? A 4-point inspection is often required by insurance companies to provide coverage for a home, and it focuses on four key areas of the home: the roof, the plumbing, the electrical system, and the HVAC system. 4-point inspections are not required in every state but are highly recommended in the state of Florida.
The roof is perhaps the most important part of the home that is inspected during a 4-point inspection. The inspector will look for any signs of damage, such as missing shingles or leaks. They will also check the condition of the gutters and downspouts to ensure they are in good working order.
The plumbing system is another key area that is inspected during a 4-point inspection. The inspector will check all of the fixtures, including sinks, toilets, and showers, for any signs of leaks or damage. They will also check the water heater to ensure it is in good working order.
The electrical system is another vital part of the home that is inspected during a 4-point inspection. The inspector will check all of the outlets, switches, and circuit breakers to ensure that they are all set. They will also check the wiring to ensure it is up to code.
The HVAC system is the final area that is inspected during a 4-point inspection. The inspector will check the furnace, air conditioner, and ductwork to ensure they are in good shape as well. They will also check the thermostat to ensure that it is working properly.
A 4-point inspection is a vital part of maintaining your home and keeping it insured. Depending on the age of the home, the insurance company may require it. If you are thinking about buying or selling a home, be sure to have a 4-point inspection done before making any final decisions. Buyers should also make sure to set aside this cost when they are preparing to buy a home.
Do you have any questions about 4-point inspections? Reach out to your forever agent and let them assist you!
